Price cyber risk on what is actually exploitable, not on a questionnaire.
Cyber risk today gets priced mostly on self-reported checklists and outside-in scans, because no one can see which of a company’s vulnerabilities can really be exploited. We can. By proving which holes are genuinely reachable from the outside, we turn a vague worry into a number an underwriter can actually price. Nobody can produce that figure without the deterministic map underneath.
You cannot price a risk nobody can measure.
Two companies can fail the same checklist and carry wildly different real risk, because most of their flagged weaknesses can never be reached by an attacker. Without a way to tell the difference, insurers price on guesswork and pad the premium to cover the unknown. We replace the guess with proof: of all the vulnerabilities present, here are the ones with a genuine path from the outside, and here is that path. That is a measurable, defensible basis for a premium, for both sides.
For the underwriter
A real measure of exploitable exposure to price against, instead of a checklist that every applicant games the same way.
For the insured
A company that is genuinely well-defended can prove it, and earn a fairer premium instead of paying for everyone else’s unknowns.
At renewal
Run it again and see exactly what changed, so a premium can move with real risk instead of staying frozen for a year.
Replace the guess with a number you can stand behind.
Underwriting cyber risk and tired of pricing blind? Let us show you what provable, reachable risk looks like. Talk to us.